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If you turned your house upside down, it would be everything that didn’t fall out: walls, floor, sanitary ware, cupboards, built-in appliances, ceiling lights, etc.
If you turned your house upside down, it would be everything that fell out: furniture, clothes, unattached appliances, decorations, personal belongings, etc.
In general, jewellery is made of gold or platinum, or it contains precious stones and includes items such as rings, earrings, bracelets or pins.
No. The law only requires people to have certain types of insurance such as car insurance. It’s true that if you have a mortgage, it’s necessary to take out fire insurance. In many cases, home insurance is also required if there is a rental contract.
Yes. If you have a mortgage, you are required to have at least fire insurance for the property.
For more information, click here.
Click here to find out everything you need to know to report a home claim.
You can contact the company to report a claim using the phone number stated on your policy:
If you have a Home Protection policy: 93 416 50 75
If you have a Blink Home policy: 933 661 278
Remember that the claims helpline is available 24/7/365.
Home Protection
If your home sustains either interior or exterior damage caused by wind (gusts of more than 75km/h), rain (more than 40l/m2 per hour), hail (including hailstones) or snow, it will be protected.
Blink Home
If your home sustains either interior or exterior damage caused by wind (gusts of 96-120 km/h), rain (more than 40l/m2 per hour), hail (including hailstones) or snow, it will be protected.
You can always make a change to your policy’s covers.
If you have taken out a home insurance policy with us, contact your personal advisor through your branch.
*Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the schedule and terms and conditions.
Exclusions
Items whose unit value exceeds €20,000 are not covered. For example, an antique vase worth €25,000. Damage caused by lack of maintenance of the home, such as leaks due to non-inspection of seals, is not covered. Damage to uncovered content, with the exception of garden furniture, is not covered. An example would be taking dining room furniture out onto the terrace and having it damaged by rain and sun.
Protection Home and Sabadell Blink Home Insurance are policies issued by BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590 and with registered office at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.
Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.
