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Our life insurance

Find out the differences between Sabadell Insurance Life and Sabadell Insurance Zenit Life! Each one gives you three options based on whether you have dependants, don’t have dependants or are over 50, so you can pick the protection and payment method which best suits you. Compare all their advantages!

Sabadell Insurance Life

Life protection for you and your loved ones. With the peace of mind that comes with being protected.

  • Complete protection In case of absolute permanent disability or death due to any cause 
  • Extra peace of mind Advance payment of the sum insured for serious illness in case of cancer or heart attack. And if you’re over 50, it also covers death and absolute permanent disability due to accident.
  • Services for you and your loved ones It includes a medical check-up with Sanitas during the first year of your insurance: medical consultation, electrocardiogram, blood tests and medical and wellness guidance services with the Sabadell Seguro Vida app.

Sabadell Insurance Plus Life

 

 

All the covers in Sabadell Insurance Life with specific covers for your segment, higher sums insured and more services for you and your family.

  • Additional covers tailored to your personal situation Adult segment: major disability. 
    Family segment: education for children/family help. 
    Over-50s segment: broken bones. 
  • Additional accident coverage Disability, advance payments and double benefit in serious cases, support for family members and children's education.
  • 10 medical specialities and programmes* For mental health, wellness and wellbeing with the Sabadell Seguro Vida app.

Sabadell Insurance Premium Life

 

 

 

All the covers in Sabadell Insurance Plus Life with higher sums insured and more services for you and your family

  • Serious illness Plus Advance payment of the sum insured in the event of cancer and heart attack, stroke, kidney failure and organ transplant
  • Home help In case of hospitalisation due to accident, we’ll be there to help you with basic everyday tasks such as personal hygiene, cleaning your home, shopping and running errands, or making meals.
  • Promises Loyalty reward; 10% refund of the premium paid after 3 years.

Sabadell Insurance Zenit Life

All the covers in Sabadell Insurance Life and:

  • No payment surprises

The same price every month for 3 years.

  • Legal advice service 

24-hour queries via the Consulta Legal Digital app

  • International second medical opinion service

Sabadell Insurance Zenit Plus Life

 

 

All the covers in Sabadell Insurance Plus Life and:

  • No payment surprises

The same price every month for 3 years.

  • Legal advice service

24-hour queries via the Consulta Legal Digital app.

  • International second medical opinion service

Sabadell Insurance Zenit Premium Life

 

 

 

All the covers in Sabadell Insurance Plus Life and:

  • No payment surprises

The same price every month for 3 years.

  • Legal advice service

24-hour queries via the Consulta Legal Digital app.

  • International second medical opinion service

Other products

Premium Accident

If you’re between 50 and 64 years of age and are concerned about the consequences of a serious accident, our Premium Accident insurance is your best option. 

  • If you become permanently and totally disabled due to an accident in your personal or professional life your insurance benefit will protect your independence.
  • We also cover accidental death for the protection of your family. 
Mortgage or loan insurance

Taking out life or payment insurance linked to your mortgage will protect your family from having to pay off your mortgage should something befall you.

  • Life insurance: in the event of death or total permanent disability, we’ll cover the capital to be amortised up to the limit you had taken out.
  • Payment insurance: should you become unemployed, we’ll cover your mortgage payments for as long as the situation lasts.

Lifecare

Our Life Care insurance will give you the peace of mind you need in case of an unforeseen event that could disrupt your daily life and that of those around you.

 

  • We help ensure your family isn't burdened financially if you pass away.
  • We cover total and permanent disability from any cause.
  • You have coverage for simultaneous death due to accident.
  • Double the insured amount in case of a serious accident.

How can our life insurance policies help you?

Find out about all the benefits and advantages of our life insurance policies.

  • We cater to your needs Because your concerns today are not the same as tomorrow’s, our life and accident insurance policies are tailored to your age and your personal and family situation.
  • Comprehensive coverage for death and absolute permanent disability We give you the peace of mind of knowing you are protecting what you value most: your family and your independence. 
  • Additional 24-hour medical guidance services* You can use this service to get answers to your general medical questions online (app or website) or over the phone.
  • Two products, two payment methods and exclusive services with Sabadell Insurance Zenit We cater to your needs. Our Sabadell Insurance Life product gives you the option of paying annually or every six months, while with our Sabadell Insurance Zenit Life product you pay the same every month for three years and get two extra services: Sabadell Insurance legal queries, immediate legal advice and an international second medical opinion.

 

Additional medical guidance services

Our Life Insurance give you access to general medical, paediatric and gynaecological guidance services delivered online or over the phone, in addition to psychological counselling and nutritional advice, plus much more.

Learn all about them

Covers and services subject to the terms, conditions, limitations and exclusions applicable to your insurance as set out in the particular and general conditions.

*The medical services are not part of the life insurance and are provided by Teladoc Health International, S.A.U., or another company with similar characteristics as an independent controller as long as the insurance policy is in effect. BanSabadell Vida, S.A. de Seguros y Reaseguros, reserves the right to change or cancel these services which provide general health information. These services are intended to offer general health and wellness information and advice. Recommendations resulting from these services are based on medical information furnished by the customer. These services are delivered by independent and specialised companies by agreement with the insurer.

The digital legal advice service is provided by Meeting Lawyers, S.L. as an independent data controller for BanSabadell Vida life insurance customers. Services subject to the provider’s terms and conditions. BanSabadell Vida reserves the right to change or cancel the service arranged with Meeting Lawyers, S.L.

Medical Check-up is a service provided by Sanitas. To view the terms and conditions, click here.

 

Sabadell Insurance Life, Sabadell Insurance Plus Life, Sabadell Insurance Premium Life, Sabadell Insurance Zenit Life, Sabadell Insurance Zenit Plus Life and Sabadell Insurance Zenit Premium Life are life and disability insurance policies of BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, Tax ID No. A08371908 and registered office at Calle Isabel Colbrand, no. 22, 28050, Madrid. Registered in the Madrid Company Register and in the Directorate General of Insurance and Pension Funds Insurers Register with code C-0557. 

Life Care, Total Life Protection and Constant Capital Life Protection are life and disability insurance policies of BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, Tax ID No. A08371908 and registered office at Calle Isabel Colbrand, no. 22, 28050, Madrid. Registered in the Madrid Company Register and in the Directorate General of Insurance and Pension Funds Insurers Register with code C0557. 

Payment Protection and Premium Accident are insurance policies of BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, Tax ID No. A-64194590 and registered office at calle Isabel Colbrand, 22, 28050 Madrid Registered in the Madrid Company Register and in the Directorate General of Insurance and Pension Funds Insurers Register with code C-0767.

Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell S.A., Tax ID No. A-03424223, registered office at Avenida Óscar Esplá, 37, 03007 Alicante, registered in the Alicante Company Register and in the Directorate General of Insurance and Pension Funds Insurance and Reinsurance Distributors Administrative Register with code OV-0004. It has arranged public liability insurance pursuant to private insurance and reinsurance distribution regulations. www.bancsabadell.com/bsmediacion