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How can Life Care life insurance help you?

Learn about all the benefits and advantages that Life Care life insurance delivers.

  • We adapt to you:

Because today’s concerns are not the same as those of tomorrow, our life and accident insurance policies will adapt to your age and to your family and financial situation.

  • Extensive death and disability covers 

Because we cover death and total permanent disability, whether due to accident or illness, we give you the peace of mind of knowing that you’re protecting what you value most: your family and your independence. 

  • Additional medical guidance services*

Our life insurance provides service with which you can resolve your general medicine, paediatric and gynaecology queries online or over the phone, make nutritional specialists visits, etc.

  • Special protection for serious illnesses common to women

With Life Care Woman, if you’re diagnosed with a female cancer such as breast or ovarian cancer, you’ll have the extra protection needed to be free from worries about anything while you recover from the illness. 

LIFE CARE AND LIFE CARE WOMAN

Young people and couples

You’re the master of your life, you’re independent and you want to keep things that way. You make your own decisions and want to protect yourself even in the most serious of situations. This is why our line of life insurance products is tailored to your needs.

  • Total permanent disability 

Due to any cause (traffic accident, stroke, etc.). You’ll receive a sum insured that will enable you to maintain your independence by making adaptations to your home, undergoing rehabilitation therapy, etc. 

  • Double benefit in the event of accident 

Buying this protection means that, in the event of total permanent disability or death due to an accident, you’ll receive double the sum insured.

  • Special protection for serious illnesses common to women

If you take out Life Care Woman and are diagnosed with a female cancer such as breast or ovarian cancer, part of the sum insured will be available to meet any expenses you incur while recovering. 

  • Additional medical guidance services 

You’ll have access to visits with nutrition specialists to assess your health and nutrition and thus improve your diet and prevent illness.

LIFE CARE AND LIFE CARE WOMAN

Families with minor children

We know what you care about most: protecting your loved ones and especially the youngest members of the household. If you’re worried that a disability or death could affect your family’s stability, here’s how our life insurance can help.

  • We help your family avoid financial hardship if you’re no longer around. 

We are naturally unable to prevent the unexpected, but we can protect your family. The capital sum from our insurance will provide them with the financial support they need to make mortgage payments, finance their schooling and handle any debts.

  • You’re covered for simultaneous death due to accident. 

If you and your partner die simultaneously in an accident, your children under the age of 23 will receive a double death benefit (up to €200,000).

  • We cover total permanent disability whatever the cause

In the event of total permanent disability that prevents you from working, you’ll receive the benefit needed to modify your home and continue looking after your family.

  • Special protection for serious illnesses common to women

If you take out Life Care Woman and are diagnosed with a female cancer such as breast or ovarian cancer, part of the sum insured will be available to meet any expenses you incur while recovering.

  • Our additional medical guidance services* will provide 24-hour medical guidance for the whole family, including paediatric visits. 

Any health query you have can be addressed, including chicken pox outbreaks at school, your child’s tummy ache or if you or your partner have some kind of ailment and you don’t know which specialist to go to.

PREMIUM ACCIDENT

People 50 and over

Are you over 50 and worried about the consequences of a serious accident? Our Premium Accident insurance is designed for you. In extreme situations, such as total permanent disability or even death, we know that you need to have everything already taken care of in order to move forward.

  • Total permanent disability due to accident

If an unexpected event such as a traffic accident or a severe fall happens, it can completely change your life. Our Premium Accident insurance entitles you to receive the sum insured to maintain your independence without being a burden to others. You’ll be able to modify your home, access the best treatments or rehabilitation, receive assistance, etc.

  • Protection in the event of accidental death

If one day you’re no longer around because of an accident, your family will be protected and receive your insured benefit so that they can avoid financial hardships and move on with their lives, to the extent possible.

WHY GET IT?

View all life and accident policies

Life Care

Our Life Care life insurance will give you peace of mind knowing that you’ve prepared for any unforeseeable circumstance that could disrupt everyday life for you and those around you.

  • We’ll see to it that your family won’t be financially burdened if you’re no longer around.
  • We cover total permanent disability whatever the cause.
  • You’ll be covered for simultaneous death due to accident.
  • Double the sum insured in the event of a serious accident.
Life Care Woman

Our Life Care Woman life insurance is specifically designed to give you peace of mind through an affordable cover, so that should the need arise, you’ll only have to worry about yourself and getting back on your feet.

  • It offers the same protection and covers as our Life Care Insurance
  • Additional protection against major cancers affecting women such as ovarian and breast cancer.
  • For every Life Care Woman policy taken out, we donate €3 to cancer research.
Premium Accident

If you’re between 50 and 64 years of age and are concerned about the consequences of a serious accident, our Premium Accident insurance is your best option. 

  • If you become permanently and totally disabled due to an accident in your personal or professional life your insurance benefit will protect your independence.
  • We also cover accidental death for the protection of your family. 
Mortgage or loan insurance

Taking out life or payment insurance linked to your mortgage will protect your family from having to pay off your mortgage should something befall you.

  • Life insurance: in the event of death or total permanent disability, we’ll cover the capital to be amortised up to the limit you had taken out.
  • Payment insurance: should you become unemployed, we’ll cover your mortgage payments for as long as the situation lasts.

Additional medical guidance services

Our Life Care and Life Care Woman life insurance give you access to general medical, paediatric and gynaecological guidance services delivered online or over the phone, in addition to psychological counselling and nutritional advice, plus much more. Learn all about them
OUR SERVICES

What else can we help you with?

*Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the terms and conditions and schedule.

Life Care, Life Care Woman, Total life protection and Constant Capital Life Protection are insurance policies of BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A08371908 and with registered office at Isabel Colbrand 22, 28050, Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0557. 

Payment Protection and Premium Accident are policies issued by BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590, with registered office at Calle Isabel Colbrand 22, 28050 Madrid Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.

Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.