Business insurance
Lifecare insurance
Savings and pensions
Health insurance

Advantages of our solutions for companies

  • Adaptability We have a standardised offer that is easy to implement and ideal for SMEs and self-employed people with employees. We also offer tailor-made products so that large companies can fulfil their pension commitments.
  • Recognised expertise We are experts in lifecycle management and have received numerous recognitions and awards in demonstration thereof.
  • Security and Solvency BanSabadell Vida y Pensiones manages more than €10 billion, and in 2021 we were ranked 3rd in the category of insurer premiums and 8th in terms of assets under management of pension plan managers.
  • Commitment  Enhance employee commitment to the company.
WHY GET IT?

Our savings products for companies

Employer pension plans

Would you like to give your employees a high added-value benefit? Employer pension plans (EPPs) could be a great option.

  • They give both individuals and families peace of mind in regards to retirement.
  • They can provide a differentiating advantage when it comes to recruiting talent.
  • Tax benefits for your employees and your company.
  • Recognition and expertise in the management of employer plans, having won three new IPE European Pension Fund Awards in 2021.
Jointly Sponsored Employer Pension Plans

Would you like to give your employees a high added-value benefit? Jointly sponsored employer pension plans are the best option for SMEs and the self-employed.

  • They are jointly sponsored by several companies or entities.
  • Companies with 1 or more employees are eligible.
  • They have lower implementation or development costs, as a sponsoring company can join an existing pension plan involving several companies.
BG Employer Pension, PPSE

Would you like to give your employees a high added-value benefit? If your registered office is in the Basque Country, our Employer Pension Plans are the best option for SMEs. 

  • For your employees: It provides both individuals and families with peace of mind in regards to retirement.
  • For your company: Employer pension plants for SMEs can offer a differentiating advantage when it comes to recruiting talent.
  • Tax benefits for your employees and for your company: contributions can lower your employees’ personal income tax. 
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Group Pension Plan

The Group Retirement Plan is a life/savings insurance scheme that can establish pension commitments and help companies enhance the engagement of their managers and other employees.

  • Extensive covers: for managers and other insured employees.
  • Loyalty of managers and strategic employees: you can offer a group of employees specific protection for retirement, disability, dependency and death. 
  • Flexible: it can be adapted to the needs of each company and include contributions from the company alone or from both the company and employees. 
Flexible Group Retirement Plan

This is a unit-linked group life/savings insurance policy that helps companies, through their pension commitments, enhance the engagement of their managers and other employees by improving their remuneration and savings capacity.

  • Optional employee participation.
  • It offers extensive covers for insured managers and employees.
  • Insurance tailored to the needs of each company, irrespective of the number of employees. 
  • It invests according to a lifecycle model that adapts each employee’s investments to their estimated retirement date. 
Sabadell Flex Company

Sabadell Flex Company is a flexible remuneration programme that builds employee loyalty by allowing them to personalise their salary and optimise its tax status.

  • It enables the tax optimisation of employee remuneration without the cost of salary increases for the company.
  • It offers a wide range of value-added products at preferential prices.
  • It’s a personalised and flexible solution for employees, as it is optional.
  • All management is done easily and quickly online.
  • €50/month (+VAT). It covers 10 employees at a cost of €3 (+VAT) for each additional employee for the products taken out.
Group Annuities

Group annuities allow you to establish pension commitments to your employees as group life annuities, to guarantee them an income for the rest of their lives, or group temporary annuities to do the same for a specific period.

  • Annuity guaranteed for the chosen term by BanSabadell Life.
  • Possibility of bequeathing annuities in the event of death.
  • Possibility of taking out an annual increase in the monthly annuity.
  • Immediate or deferred annuity depending on the needs of each company.
OUR SERVICES

What else can we help you with?

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OUR PRODUCTS

Find out about other policies for companies

Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the terms and conditions and schedule.

Employer Pension Plan and Jointly Sponsored Employer Pension Plan are insurance policies from: BanSabadell Pensiones E.G.F.P., S.A., holder of Tax ID No. A58581331, with registered office at Calle Isabel Colbrand, 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code G-0085.

Group Retirement Plan and Flexible Group Retirement Plan are insurance policies from: BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A08371908, with registered office at Calle Isabel Colbrand, n.º 22, 28050, Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0557. 

“Sabadell Flex Company” is a Flexible Remuneration Plan marketed by Banco de Sabadell, S.A., avda. Óscar Esplá, 37, 03007 Alicante, holder of Tax ID No. A-08000143. The management of the products included in this Plan is carried out by means of an operating platform developed by Compensa Capital Humano, SL c/ Bonaire n.º 21 - Entlo. 3 of Palma de Mallorca, Vat No. B-63605562. The available products are:

Group Retirement Plan: group life/savings insurance, of the unit-link type, from BanSabadell Vida, S.A. de Seguros y Reaseguros, subject to the terms and conditions stated in the policy, holder of Tax ID No. A-08371908, and with registered office at Calle Isabel Colbrand, 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-557.

Health Protection: insurance from Sanitas S.A. de Seguros (holder of Tax ID No. A28037042 and with registered office at Calle Ribera del Loira, número 52, 28042 Madrid, registered in the Madrid Companies Register, and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds [DGSFP] under code C-320) and BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros (holder of Tax ID No. A64194590 and with registered office at Calle Isabel Colbrand, número 22, 28050 Madrid, registered in the Madrid Companies Register and in the DGSFP under code C-0767). The insurers operate under a coinsurance scheme where each has a 50% share in the coinsurance and Sanitas is the lead insurer.

Restaurant, Childcare centre and Transport: the provider is EDENRED ESPAÑA, S.A., Juan Esplandiú, 11-13, portal 13, pl. 1 – 28007, Madrid, holder of VAT No. A-78881190.

Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.