Home insurance
Health insurance
Car insurance
Lifecare insurance
Savings and pensions
Funeral insurance
Payment protection

Protect yourself against unforeseeable circumstances

  • If you became totally and permanently disabled because of an accident in your personal or professional life For example, should a traffic accident or a fall occur, your personal accident insurance would pay you a sum insured that would enable you to remain independent and not become a burden to those around you. For example, you’ll be able to modify your home, undergo the best treatment or rehabilitation, receive assistance, etc.
  • We also cover accidental death If one day you’re no longer around because of an accident, your family will be protected and receive your insured benefit so that they can avoid financial hardships and move on with their lives, to the extent possible.

Compare our life and accident insurance plans

Covers

Life Care Woman

Life Care

Premium Accident

Basic product warranties

 

 

 

Minimum sum insured for death or permanent disability

50.000€

50.000€

300.000€

Death due to accident

Other basic or optional product warranties

 

 

 

Double benefit for death due to accident and permanent disability due to accident

Opcional

Opcional

-

Double benefit in the event of simultaneous death due to accident

-

Credit card debt balances (up to €3,000)

-

Additional services

 

 

 

2nd medical opinion and medical guidance over the phone

-

Psychological counselling, nutrition and dietetics advice and healthy habits test.

-

Advance payment of sum insured for a serious illness diagnosis

 

 

 

Breast, cervical, uterine, ovarian, fallopian tube and vulvar/vaginal cancer.

35.000€ or 70.000€

-

-

Carcinoma in situ of the breast or cervix

9.000€ or 18.000€

-

-

x Included

x Optional

x Not included

OUR SERVICES

What else can we help you with?

FAQ

Have any other questions?

How can I check the capital sums and covers of my insurance?

Whenever you need to, you can view the sums insured and the cover included in your policy in your BS Online private area. To do so, enter the private area and select the product you wish to view.

How do I report a claim for my Payment insurance?

Reporting a payment insurance claim is very simple. You can do it over the phone. Click here to find out everything you need to know to petition a Payment benefit.

Is payment protection insurance compulsory?

No. The law only requires people to have certain types of insurance such as car insurance. It’s true that if you have a mortgage, having payment insurance gives you peace of mind knowing that should the unexpected occur, you can meet your mortgage payments without any problems.

How can I cancel my insurance?

First of all, we’re sorry to know that you want to leave.

How can I cancel my policy?

We have several phone numbers or channels for different products. You can view all of them here.

How long do I have to cancel my insurance?

If it’s an annual renewable policy, remember that you can inform us that you want to cancel the policy up to 1 month prior to the renewal date.

 

What’s the difference between life and funeral insurance?

A life insurance policy provides a sum insured to the beneficiary upon the death of the insured. The beneficiary can be a family member, friend or a bank if you have a mortgage. Life insurance can be taken out with a sum insured starting from €50,000, a capital sum that will provide your loved ones with money if you are no longer around. Click here to find out more about our life insurance.

In contrast, a funeral insurance policy offers you a complete and personalised service that covers all expenses related to the funeral and begins immediately from the time the company is informed of the death. If a person has a funeral insurance policy, their family members will have part or all of the insured’s funeral expenses covered and can thus be free of financial concerns and focus on what really matters at such a difficult time. Click here to find out more about our funeral insurance.

 

Find out about additional medical guidance services!

Are you starting a personal or family project and need protection? Perhaps you’re considering buying a car, carrying out a refurbishment, funding schooling, etc. If you need to take out a personal loan for this type of project, we can offer you the necessary protection to be able to repay the outstanding amount. I’m interested
OUR PRODUCTS

Find out about other policies

*Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the terms and conditions and schedule.

Life Care and Life Care Woman are insurance policies issued by BanSabadell Vida, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A08371908 and with registered office at Isabel Colbrand 22, 28050, Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0557. 

Accident Premium is an insurance policy issued by BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590, with registered office at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.

Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.