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Three options to suit your needs: STANDARD, PLUS, and PREMIUM
If the property becomes uninhabitable due to a loss covered by the policy, we’ll pay you the rent amount while we repair the damage.
We’ll cover damage that the tenant intentionally causes to the property. We’ll even provide cover if the tenant causes flooding by forgetting to turn off a tap.
If you are a landlord and a rental contract dispute or conflict with the homeowners association arises, we’ll put a team of lawyers at your disposal to defend your interests and we’ll take care of the procedural costs (except in cases of non-payment).
We’ll cover damage caused by household appliances if, for example, the washing machine leaks and damages the parquet flooring.
We offer legal assistance in case of illegal occupancy of the home, and after it is vacated we’ll cover any damage to the property.
With civil liability coverage for damages to third parties caused by dogs, you can be sure of being protected.
Compare our offer of home insurance for homeowners. Choose between the personalisation offered by Home Protection or the flexibility of Blink Home insurance.
Covers | Home | Plus | Premium |
|---|---|---|---|
| Basic covers | |||
Fire, gas explosion, smoke and lightning strike | ✔ | ✔ | |
Water damage, spillage and pipe repair | ✔ | ✔ | |
Extreme weather events | ✔ | ✔ | |
| Civil liability: Real estate, water spills, private family liability, domestic animals, and dog ownership liability | ✔ | ✔ | ✔ |
| Additional coverages | |||
Vandalism | ✔ | ✔ | |
Breakage of glass, windows, mirrors, marble, sanitary ware and glass ceramics | ✔ | ✔ | |
Theft | |||
Theft, burglary and damage to the building and content of the home, storage rooms, garages. Jewellery inside the home (up to €2,000, extendable). Robbery outside the home (public roads) | ✔ | ✔ | |
Cash inside the primary residence Cash outside the home Replacement of entrance door locks due to theft or robbery Fraudulent use of credit cards through theft, burglary and robbery | Up to €300 | Up to €600 | Up to €600 |
Cash inside a 2nd residence Theft of contents by employees (if worked > 6 months) | - | Up to €600 | Up to €600 |
Electrical damage | Up to €2,000 | 100% content | 100% content |
Aesthetic damage to the building | 25% Building, up to €3,000 (*) | Up to €6,000 | Up to €6,000 |
Refrigerated goods: Deterioration of foodstuffs or medicines in refrigerated storage due to a loss | Up to €300 (*) | Up to €600 | Up to €600 |
Liability: Property damage or injury to third parties caused by the insured or by building components | ✔ | ✔ | |
| All accidental risks (deductible of €150) | ✔ | ✔ | |
Legal Protection: Claims for damage and criminal defence and Damage to property or bodily injury to third parties caused by building components. | ✔ | ✔ | |
| Landlord protection: Eviction to recover possession and rent claims | ✔ | ✔ | ✔ |
Home assistance: Contact with professionals and Handyman Service (one 3-hour service per year). | ✔ | Up to two 3-hour services | |
| Appliance repair service | ✔ | ||
| Protection against illegal occupation | ✔ | ||
| Digital veterinary consultation service | - | ✔ | ✔ |
| Optional coverings | |||
| Garden reconstruction | ✔ | ✔ | ✔ |
| Exclusive to Zenit | |||
| IT support service | ✔ | ✔ | ✔ |
| Energy efficiency service | ✔ | ✔ | ✔ |
x Included
x Not included
x Optional
(*). Maximum annual limit.
Sabadell General Insurance offers a range of services alongside the Sabadell Zenit Home Insurance options that are independent of the insurance contract and may be canceled, modified, or replaced by the insurer at any time, after notifying the policyholder.
If you turned your house upside down, it would be everything that didn’t fall out: walls, floor, sanitary ware, cupboards, built-in appliances, ceiling lights, etc.
If you turned your house upside down, it would be everything that fell out: furniture, clothes, unattached appliances, decorations, personal belongings, etc.
In general, jewellery is made of gold or platinum, or it contains precious stones and includes items such as rings, earrings, bracelets or pins.
No. The law only requires people to have certain types of insurance such as car insurance. It’s true that if you have a mortgage, it’s necessary to take out fire insurance. In many cases, home insurance is also required if there is a rental contract.
Yes. If you have a mortgage, you are required to have at least fire insurance for the property.
For more information, click here.
Click here to find out everything you need to know to report a home claim.
You can contact the company to report a claim using the phone number stated on your policy:
If you have a Home Protection / Sabadell Home Insurance / Sabadell Zenit Home Insurance policy: 93 416 50 75
If you have a Blink Home Insurance policy: 933 661 278
Remember that the claims helpline is available 24/7/365.
Home Protection / Sabadell Home Insurance / Sabadell Zenit Home Insurance
If your home suffers damage, both inside and out, as a result of wind (gusts exceeding 75 km/h), rain (exceeding 40 l/m² per hour), hail, or snow, your home will be protected.
Blink Home Insurance
If your home suffers damage, both inside and out, as a result of wind (speeds between 96 and 120 km/h), rain (exceeding 40 l/m² per hour), hail, or snow, your home will be protected.
You can always make a change to your policy’s covers.
If you have taken out a home insurance policy with us, contact your personal advisor through your branch.
*Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the schedule and terms and conditions.
Exclusions
Items whose unit value exceeds €20,000 are not covered. For example, an antique vase worth €25,000. Damage caused by lack of maintenance of the home, such as leaks due to non-inspection of seals, is not covered. Damage to uncovered content, with the exception of garden furniture, is not covered. An example would be taking dining room furniture out onto the terrace and having it damaged by rain and sun.
Protection Home and Sabadell Blink Home Insurance are policies issued by BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590 and with registered office at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.
Insurance brokered by BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution.
