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Apart from having funeral-related expenses covered, you are also free to choose any cemetery in Spain.
With respect to the products that will be needed, you have the option of using environmentally friendly and biodegradable materials. This service is subject to conditions in the geographical location of death.
In the event of death we’ll help with the necessary formalities such as dealing with public agencies and the burial. We will also provide legal advice.
Funeral protection insurance includes in-person and telephone psychological support for your family members.
We cover advisory services as well as the cost of drawing up and issuing the will.
In the event of death, we’ll cover the costs of transport to Spain.
National and international repatriation. The presence of a companion by your side is also covered.
Covers | Funeral Protection |
|---|---|
Number of insured people | You can insure up to 30 people |
Payment method | You choose the payment method: annual, quarterly or monthly |
Provision of local funeral services - Travel, transfer, procedures and formalities necessary to obtain documents and licences - Coffin to be chosen from among several models - Hygienic and aesthetic conditioning along with sanitary shroud. - Hearse and funeral procession escort vehicle - Preparation, organisation and execution of the chosen ceremony - Medical certificate of death and table and/or Book of Signatures. - Supply, display and transfer of floral arrangement - Design, customisation and placement of the tombstone to be chosen from among the available models - Standard wake room and individual niche for rent on a temporary basis | x |
Complementary benefit (an additional 5% will be added to the sum insured)
| x |
| National and international transfer | x |
Travel assistance | x |
Repatriation | x |
Legal assistance and management | x |
Online will | x |
Psychological counselling | x |
x Included
x Not included
x Optional
A funeral insurance policy’s premium will depend on your chosen place of burial, as burial costs vary from place to place. Another variable to take into account when calculating the insurance premium is the age of the insured.
In addition to covering the costs associated with a death, it takes care of all the necessary administrative procedures. It also provides your family with a psychological support team.
The Individual Funeral Protection insurance (one-off premium) is for residents of Spain over 65 years of age who want to have everything taken care of so that their relatives will not have to worry about the expenses and administrative procedures of a funeral. You pay once and then forget about it.
Funeral Protection insurance (periodic premium) is for individuals or families who want to have the costs and arrangements following a death covered. It offers long-term cover with an annual and reduced premium for easy payment.
If we add up the costs of the wake, coffin, burial or cremation, flowers, hearse, announcements, etc., the price can be high. The average cost of a simple burial is more than €3,700, while a cremation costs just a little less. There can also be considerable differences between cities, with the cost exceeding €5,000 in some of them.
Yes. Funeral Protection’s annual premium can be paid in monthly, quarterly, half-yearly or annual instalments. Find out more at Banc Sabadell branches.
*Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the schedule and terms and conditions.
BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590, with registered office at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.
Insurance entities: Meridiano, S.A. Compañía Española de Seguros and BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros under a coinsurance regime, each of them participating 50% in the coinsurance, with Meridiano being the opening entity.
Mediator entity: BanSabadell Mediación, Linked Banking-Insurance Operator of the Banco Sabadell Group, S.A., NIF A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 Alicante, registered in the RM of Alicante and in the Administrative Registry of Distributors of Insurance and Reinsurance of the DGSyFP with code number OV-0004, having subscribed civil liability insurance in accordance with the provisions of the private insurance and reinsurance distribution regulations in force at all times.
