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The steps needed to process the claim for your business

  • 01
    Safety first

    Take the measures needed to limit the accident’s damage. For example, if you have a water leak turn off the stopcock.

  • 02
    Call us to report the loss

    Do this as soon as possible and give us as much information as you can so that we can find the best solution. Remember to have the policyholder’s ID card number ready so that we can quickly identify you.

  • 03
    We’ll get to work on it

    We’ll open and process the claim in the shortest possible time in order to resolve the incident. Before the adjuster arrives, take photos of what happened and include all details.

  • 04
    Claim resolution

    We’ll keep you informed about subsequent steps to follow in resolving your claim and you can follow the news online through the link that we will send you once you open the claim. If you still have any questions, please contact us by phone or via WhatsApp.

A few tips

Depending on your problem, here are some ideas on how to get the incident resolved as quickly and easily as possible:

man with documents
 
  1. Remember to take photos The damage should be clearly visible in your photos.
  2. Report thefts If the loss is a theft, you should file a very detailed police report mentioning everything that has been affected. It’s a good idea to prepare an inventory before going to the police station.
  3.  Identify the party that caused the loss If the party that caused the loss is outside your home, get their phone number, name, address and insurer.
  4. Injured third parties If the loss has affected other people (neighbours, etc.), please let us know so that we can determine whether we’ll carry out the repair.
  5. Let us know about any new developments Keep us informed throughout the process. If there are any changes or new documentation, please let us know!

 

New! If you have just opened a claim...

You can receive updates, see the next steps, or send documentation, all from your mobile phone.

  • Always up to date: Real-time updates on your claim.
  • Track your upcoming appointments: Consult the visits with our technicians.
  • Send us the documentation (if necessary): In an easy and intuitive way, through your mobile or PC.
FAQ

Have any other questions?

How can I check the capital sums and covers of my insurance?

Whenever you need to, you can view the sums insured and the cover included in your policy in your BS Online private area. To do so, enter the private area and select the product you wish to view.

How can I cancel my insurance?

First of all, we’re sorry to know that you want to leave.

How can I cancel my policy?

We have several phone numbers or channels for different products. You can view all of them here.

How long do I have to cancel my insurance?

If it’s an annual renewable policy, remember that you can inform us that you want to cancel the policy up to 1 month prior to the renewal date.

 

What’s Building?

Building is the structure, i.e. all the structural elements and materials that are part of the construction of the premises, workshop or office, from the pipes to the flooring. 

What’s Content?

Content includes all the possessions inside a premises, workshop or office, including: furniture, electronic devices, refrigerated goods, computer equipment, valuables, etc.

How do I report a loss under my Shops insurance?

Reporting a Shops claim is very simple. You can do it over the phone. Click here to find out everything you need to know to report a Shops loss. 

Our services

What else can we help you with?

Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the terms and conditions and schedule.

BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax ID No. A-64194590, with registered office at Calle Isabel Colbrand 22, 28050 Madrid. Registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds (DGSFP) under code C-0767.

BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 in Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance