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Advantages of Health Protection insurance

  • You choose the type of insurance you want We have options for everyone to maximise freedom of choice: With copay, without copay or even with reimbursement.
  • Sanitas provider network  Access to one of the most extensive provider networks on the market, which includes the main hospital groups nationwide. It delivers access to 50,000 doctors, 4,200 multispecialty care facilities and 240 hospitals.
  • Online and home-based services We provide a 24-hour video visit service for general medicine, personalised online health programmes, medication delivery from the chemist and a home physiotherapy service.
  • Sanitas App Online services at your fingertips. The easiest way to manage your insurance. Make specialist appointments, process reimbursements and even receive prescriptions on your mobile.
  • Extensive optional covers  We offer complementary benefits such as dental insurance, extended Sabadell BluaU online services, access to Clínica de la Universidad de Navarra and covers valid in the USA.

Main Health Protection covers

CoversHealth Protection

Primary care




Medical specialities, surgical interventions and diagnostic methods

Clinical analyses, cardiology, endocrinology, pulmonology and other specialities*.

Hospital care


Other care services

Ambulance, special home care, odontostomatology, podiatry and other services*

Preventive medicine


Additional covers

Accidents at work, traffic accidents, emergency assistance abroad and other benefits*

Sabadell BluaU

Video visits with specialists, online dermatological diagnosis, at-home blood draws and other benefits*

 x Included

x Not included

x Optional

Enhance your insurance with Dental Protection

Dental Protection includes all essential oral health care services. It offers more than 50 free services, a discount of up to 40% on other services and access to 200 Milenium dental clinics and other provider network clinics. I’m interested

Discover our optional covers and extend your insurance protection

  • Insurance with or without copays  Copays from €3.5 per visit, or pay monthly at no extra cost with unlimited access to the medical provider network.
  • Sabadell BluaU Home and online services Add all of Sabadell BluaU’s online advantages: video visit with specialists, at-home blood draws, reimbursement of chemist costs, online dermatological diagnoses plus much more.
  • Covers valid in the United States You can receive medical care at prestigious medical facilities in the United States such as Mount Sinai Hospital and MD Anderson Cancer Center (up to €30,000/year per insured person).
  • Clínica Universitaria de Navarra (CUN) Our medical provider network has been expanded to include the Clínica Universitaria de Navarra facilities in Navarra and Madrid (cover not available in Navarra, Cantabria or La Rioja).

What else can we help you with?


Have any other questions?

How can I check the capital sums and covers of my insurance?

Whenever you need to, you can view the sums insured and the cover included in your policy in your BS Online private area. To do so, enter the private area and select the product you wish to view.

How can I cancel my insurance?

First of all, we’re sorry to know that you want to leave.

How can I cancel my policy?

We have several phone numbers or channels for different products. You can view all of them here.

How long do I have to cancel my insurance?

If it’s an annual renewable policy, remember that you can inform us that you want to cancel the policy up to 1 month prior to the renewal date.


Can I choose any doctor I want through my health insurance?

There are three types of health insurance to choose from:

  • Insurance with or without copay: with the option of choosing a doctor from our medical provider network
  • Insurance with reimbursement: choose the professional of your choice (with reimbursement covering 80% of the cost), or any of those listed in the medical provider network
How does dental insurance help me prevent problems?

Dental insurance helps you prevent and avoid more expensive, invasive and painful treatments in the future.

The Dental Protection insurance policy includes all the necessary services for the care of your mouth, such as annual check-ups, dental hygiene, X-rays and diagnostic tests such as Dental CAT scans, as well as all types of extractions.

Does the childbirth cover include private hospitals?

You can have your baby in the hospital of your choice, bearing in mind that there is an 8-month waiting period for childbirth or caesarean section from the time you take out the health policy.

*Covers and services subject to the policy’s terms, conditions, limitations and exclusions as set out in the terms and conditions and schedule.

Health Protection: insurance subject to the conditions, cover, insured sums, limits and exclusions set out in the policy’s terms and conditions and schedule. Health Protection is a product of the insurers Sanitas, S.A. de Seguros and BanSabadell Seguros Generales, S.A. de Seguros y Reaseguros on a coinsurance basis, with each of them having a 50% participation.

Sanitas Sociedad Anónima de Seguros, holder of Tax ID No. A28037042 and with registered office at Calle Ribera del Loira, número 52, 28042 Madrid, Spain, and registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds under code C-320.

BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros, holder of Tax Identification No. A64194590 and with registered office at Calle Isabel Colbrand, número 22, 28050 Madrid, Spain, and registered in the Madrid Companies Register and in the Insurance Entities Register of the Directorate-General of Insurance and Pension Funds under code C-0767.

Intermediary: Bansabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., holder of Tax ID No. A-03424223, with registered office at Avenida Óscar Esplá, 37, 03007 Alicante, and registered in the Alicante Companies Register and in the Administrative Register of Insurance and Reinsurance Distributors of the Directorate-General of Insurance and Pension Funds (DGSFP) under code OV-0004, acting for Sanitas, S.A. de Seguros, having taken out a liability insurance policy pursuant to prevailing regulations on private insurance and reinsurance distribution. You can view the insurance companies with which BanSabadell Mediación has entered into an insurance agency contract on the website www.bancosabadell.com/bsmediacion.