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Coverage by Product Type

  • Choose between Plus or PremiumProtect your home against squatting, with different levels of compensation and legal support, depending on your preferred option.
  • Receive compensation for damagesUp to €15,000 with Plus and up to €30,000 with Premium, to cover the costs arising from squatting.
  • Access specialized legal supportUp to €6,000 with Plus and up to €12,000 with Premium, with free choice of lawyer to claim your property.
  • Includes assistance for accommodation, utilities, and lost rentWe offer up to €800/month for accommodation or rent and €300/month for utilities, for up to a maximum of 6 months, so your peace of mind and finances are not affected.

Advantages of our service

Immediate legal assistance

You will have specialized legal advice and support to quickly manage and resolve any illegal occupation

Financial protection

The insurance covers the expenses derived from the recovery of the property and possible damages caused by illegal occupants

Peace of mind and security

It offers you the peace of mind of knowing that your home is protected against any attempt at intrusion

Requesting coverage against illegal occupation with your Home Protection insurance will only take you 5 minutes

  • 01
    Call 934 165 075

    We attend to your requests 24 hours a day, 365 days a year.

  • 02
    Have your identification document ready

    We will ask you to identify your data in order to recover the data of the insurance you have contracted.

WHAT DOES IT INCLUDE?

Coverage against illegal occupation*

You will have this service available as long as it is stated in the Particular Conditions.

  • Claim for Illegal Occupation of the HomeWe offer coverage for legal defense expenses in the event of illegal occupation of your home. Protect your interests with us.
  • Compensation for Accommodation ExpensesIn the event that your first residence is occupied and you need a place to stay temporarily, we guarantee financial compensation for your accommodation expenses, up to a maximum of six months.
  • Compensation for Utility ExpensesDon't worry about utility expenses during the contingency. We offer you financial compensation for a maximum period of six months.
  • Compensation for Loss of RentIf you stop receiving rent due to illegal occupation, we guarantee the payment of financial compensation for the loss of rent, up to a maximum of six months.

     

 

FAQS

Do you have any further questions?

Is it compulsory to have home insurance?

No. The law only requires people to have certain types of insurance such as car insurance. It’s true that if you have a mortgage, it’s necessary to take out fire insurance. In many cases, home insurance is also required if there is a rental contract.

Is fire insurance compulsory?

Yes. If you have a mortgage, you are required to have at least fire insurance for the property. 

For more information, click here.

How do I report a home insurance claim?

Click here to find out everything you need to know to report a home claim.

You can contact the company to report a claim using the phone number stated on your policy:

If you have a Home Protection / Sabadell Home Insurance / Sabadell Zenit Home Insurance policy: 93 416 50 75
If you have a Blink Home Insurance policy: 933 661 278

Remember that the claims helpline is available 24/7/365.

Is damage caused by extreme weather events included in home insurance?

Home Protection / Sabadell Home Insurance / Sabadell Zenit Home Insurance
If your home suffers damage, both inside and out, as a result of wind (gusts exceeding 75 km/h), rain (exceeding 40 l/m² per hour), hail, or snow, your home will be protected.

Blink Home Insurance
If your home suffers damage, both inside and out, as a result of wind (speeds between 96 and 120 km/h), rain (exceeding 40 l/m² per hour), hail, or snow, your home will be protected.

Can I add something new I have bought (e.g. a television set) to my home insurance policy?

You can always make a change to your policy’s covers.

If you have taken out a home insurance policy with us, contact your personal advisor through your branch.

* For the limit established in the specific conditions of the policy

This coverage cannot be used if you have not contracted a building capital. It is not considered illegal occupation if the occupants have had a rental contract, even if they are in default of payment, or if the occupants have accessed the property with the owner's authorization.

Sabadell Home Insurance, Sabadell Home Insurance Plus, Sabadell Home Insurance Premium, Sabadell Zenit Home Insurance, Sabadell Zenit Home Insurance Plus, and Sabadell Zenit Home Insurance Premium are insurance policies of BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros (Insurance and Reinsurance Company) with Tax Identification Number (NIF) A-64194590 and registered office at Calle Isabel Colbrand 22, 28050 Madrid. It is registered in the Mercantile Registry of Madrid and in the Registry of Insurance Entities of the DGSyFP (Directorate General of Insurance and Pension Funds) under code C-0767.

BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros with NIF A-64194590 and registered office at Calle Isabel Colbrand 22 28050 Madrid. Registered in the Commercial Registry of Madrid and in the Registry of Insurance Entities of the DGSyFP with code C-0767.

BanSabadell Mediación, Operador de Banca-Seguros Vinculado del Grupo Banco Sabadell, S.A., NIF. A-03424223, located at Avenida Óscar Esplá, 37, 03007 Alicante, registered in the R.M. of Alicante, and in the Administrative Registry of Insurance and Reinsurance Distributors of the DGSyFP with code nº OV-0004, having subscribed to a civil liability insurance in accordance with the provisions of the regulations on the distribution of private insurance and reinsurance in force at any given time.