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Advantages of All Risks Accidental Insurance Coverage

Applying for All Risks Accidental Coverage will only take you 5 minutes

  • 01
    Call 934 165 075

    Request coverage by calling 900 109 001 or 934 165 075

  • 02
    Have your identification document handy

    We will ask you to identify your details in order to retrieve the information about the insurance policy you have contracted.

WHAT'S INCLUDED?

All Risks Accidental Coverage

  • Accidental damage to your homeWe cover breakages, impacts, or unexpected incidents that affect both your home (structure) and your personal belongings (contents), so you can have peace of mind in the face of any unforeseen event.
  • Protection of electronic devicesWe cover mobile phones, tablets, and computers (less than 10 years old) against accidents that occur within your home.
  • Coverage in insured annexesAccidental damage is also covered if it occurs in storage rooms, garages, or other additional areas included in the policy.
FAQS

Do you have any more questions?

Is it compulsory to have home insurance?

No. The law only requires people to have certain types of insurance such as car insurance. It’s true that if you have a mortgage, it’s necessary to take out fire insurance. In many cases, home insurance is also required if there is a rental contract.

Is fire insurance compulsory?

Yes. If you have a mortgage, you are required to have at least fire insurance for the property. 

For more information, click here.

How do I report a home insurance claim?

Click here to find out everything you need to know to report a home claim.

You can contact the company to report a claim using the phone number stated on your policy:

If you have a Home Protection policy: 93 416 50 75

If you have a Blink Home policy: 933 661 278

Remember that the claims helpline is available 24/7/365.

Is damage caused by extreme weather events included in home insurance?

Home Protection

If your home sustains either interior or exterior damage caused by wind (gusts of more than 75km/h), rain (more than 40l/m2 per hour), hail (including hailstones) or snow, it will be protected.

Blink Home

If your home sustains either interior or exterior damage caused by wind (gusts of 96-120 km/h), rain (more than 40l/m2 per hour), hail (including hailstones) or snow, it will be protected.

Can I add something new I have bought (e.g. a television set) to my home insurance policy?

You can always make a change to your policy’s covers.

If you have taken out a home insurance policy with us, contact your personal advisor through your branch.

*Coverage included only in new Home Protection Insurance policies taken out from September 1, 2024.

Sabadell Home Insurance, Sabadell Home Insurance Plus, Sabadell Home Insurance Premium, Sabadell Zenit Home Insurance, Sabadell Zenit Home Insurance Plus, and Sabadell Zenit Home Insurance Premium are insurance policies of BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros (Insurance and Reinsurance Company) with Tax Identification Number (NIF) A-64194590 and registered office at Calle Isabel Colbrand 22, 28050 Madrid, Spain. Registered in the Mercantile Registry of Madrid and in the Registry of Insurance Entities of the DGSyFP (Directorate General of Insurance and Pension Funds) under code C-0767.

BanSabadell Seguros Generales, Sociedad Anónima de Seguros y Reaseguros (Insurance and Reinsurance Company) with Tax Identification Number (NIF) A-64194590 and registered office at Calle Isabel Colbrand 22, 28050 Madrid, Spain. Registered in the Mercantile Registry of Madrid and in the Registry of Insurance Entities of the DGSyFP (Directorate General of Insurance and Pension Funds) under code C-0767.

BanSabadell Mediación, Tied Insurance Agent of the Banco Sabadell Group, S.A., Tax ID No. A-03424223, located at Avenida Óscar Esplá, 37, 03007 Alicante, registered in the Mercantile Registry of Alicante and in the Administrative Registry of Insurance and Reinsurance Distributors of the DGSyFP under code OV-0004, holding civil liability insurance in accordance with the regulations governing the distribution of private insurance and reinsurance in force at any given time.